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Abu Dhabi Islamic Bank

  • 1,000 - 50,000 employees

Abu Dhabi Islamic Bank Graduate Programs & Internships

  • Banking & Financial Services

What it does: Offers Sharia-compliant corporate, private, retail, and business banking through its digital channels and extensive branch network

Best known for: Having a widespread presence in six markets: Egypt, the United Kingdom, Iraq, Sudan, and the Kingdom of Saudi Arabia. ADIB has one of the highest Emiratisation ratios (around 36% of its workforce are UAE nationals). It was named Egypt's Best Islamic Financial Institution in 2019 by Global Finance, a leading financial magazine.

Staff stats: More than 2,000 as of 2019

The good bits: An above-industry-average basic pay for most roles and various opportunities for horizontal movement – a good choice for graduates looking for experience in the banking industry.

The not-so-good bits: Insiders complain about long hours, high pressure, and unequal career growth opportunities among nationalities. 

The Abu Dhabi Islamic Bank story

Established in 1997 through the Emicri Decree, ADIB is a regional Islamic financial services group that began its commercial operations in 1998. All of the organization's transactions, operations, and contracts are employed under the Islamic Sharia principles. It has a wide distribution network of over 80 retail branches and over 684 ATMs in the UAE. 

In 2018, the bank's strategy was expressed in three pillars: The first pillar is building market leadership within the UAE. ADIB aims to do this in two ways: by strengthening its retail banking through digital transformation and enhancing customer experience, and improving its wholesale banking business by improving its position in corporate finance and advisory, commercial real estate, and corporate finance. 

The second pillar is creating an integrated financial services group. With a diversified Islamic financial services model, ADIB offers advisory and valuation services, property management, takaful insurance and securities brokerage, and merchant acquiring business. 

The third pillar involves strengthening its international presence and business through a joint venture in Egypt and developing branches in Qatar, Sudan, Iraq, UK, and Saudi Arabia. It plans to expand globally even more by allowing multinational corporate customers access to its overseas services via its Global Transaction Services Platform, and adding an international Financial Institutions business focused on trade finance. 

In 2018, the company displayed strong growth. ADIB's net profit rose by 8.7% to AED 2.5 billion with total revenues that reached over AED 5.7 billion. 

The recruitment process

The recruitment process varies from role to role, but candidates may expect a series of face-to-face, telephone, panel, or one-on-one interviews with HR representatives or department managers. Interviews may be behavioural or technical while covering credentials and work ethics. The process may take up to three months. 

Remuneration

ADIB offers an above-industry-average basic pay for most roles with fringe benefits that may include health insurance, maternity leave and allowances for travel, education and travel. 

The culture

As the UAE's leading Islamic Bank, ABID puts a premium on culture, history, and heritage and believes that these pave the way for future innovation. The bank consistently raises awareness on Islamic arts and heritage with notable activities that include Zayed Heritage Festival, UAE National Day Celebrations, Swihan Heritage Festival, and sponsorships of various cultural events and festivals. 

Social contributions

ADIB's corporate social responsibility initiatives focus on economic sustainability, social responsibility, caring for employees, environmental responsibility and ethical banking. 

ADIB promotes economic sustainability by maintaining sustainable financial performance, improving customer satisfaction and experience, and undergoing digital transformation; advocates for social responsibility by hosting finance workshops and sports events, breast cancer awareness campaigns, blood drives, volunteer programs, and cultural activities; cares for its employees by offering learning and development opportunities, rewarding hard work, empowering UAE nationals, and ensuring regular engagement and communication; protects the environment by monitoring its carbon footprint and energy and water consumption; and promotes ethical banking and Islamic finance by combining Sharia principles with leading practices in responsible banking and sustainable practices.

The vibe of the place

Graduates who intend to work for one of UAE's leading banks will find lots of possibilities in ADIB – the high basic pay and options to explore various roles make it an attractive option, but there are things to be wary about. Non-UAE nationals may feel their career growth being stunted while working long hours under high pressure may cause work-life imbalance. 

Jobs & Opportunities

Locations With Jobs & Opportunities
  • United Arab Emirates
Hiring candidates with qualifications in
B
Business & Management
E
Engineering & Mathematics
I
IT & Computer Science